One of the most stressful parts of recovering from an accident is the mounting medical bills, which arrive long before any settlement. Knowing your options can relieve some of that pressure.
Sources to Cover Bills in the Meantime
- Medical payments (med-pay) coverage on your own auto policy.
- Your private health insurance.
- Medicare or Medicaid, if applicable.
- In some cases, treatment on a lien until the case resolves.
Liens and Reimbursement
If health insurance or med-pay pays your bills, they may have a right to be reimbursed from your settlement. These liens can take a large bite out of your recovery, but an attorney can often negotiate them down.
Keep every bill and explanation of benefits. Organized records make it easier to maximize your net recovery.
Don't Let Bills Force a Bad Settlement
Financial pressure pushes many victims to settle too cheaply. An attorney can help manage bills and liens so you are not forced into a low offer. A free consultation can explain your options.
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